Here is a question

No, it’s because your friendly FMO/NMO effectively killed it in court. The proposed rules would have prevented plans from playing these games in AEP.
I believe that only effected how FMOs are paid and how and if they can pass that $ on to agents. And not on whether insurance companies paying commish or not.
 
I mean if there was soooo much uproar about the possibility of an agent steering , and effecting what is presented and the choice of a consumer

Then why is in the world is there such a Wisper on plans going $0 commission and how that will effect what is presented and the choice of a consumer?

Am I missing something here?

And 2 days notice from some. The MMofOH plan was strong for CBus. I bet a lot of agents had several appointments lined up for next week.

Now they have to pivot to another carrier. It's frustrating
 
1) Or they underestimate the role of an agent and figure (wrongly) in most cases seniors come to agents already knowing what plan they want so it doesn't matter.

2) Or they figure more seniors will chose this the plan if the price goes down because they no longer factor in agent commissions into the price (I don't know if they price charged is actually less but if it were).

3) Or the flip side to #2 if the price stays the same and they pay no commission now they will make more profit

4) And they don't understand the folly of rewarding for A while expecting B (very likely they will learn this is retrospect when they try to figure out what went wrong - resuming they come up with 2 when adding 1 plus 1). This usually taught in business schools, this is an update of the original article for the curious: https://www.ou.edu/russell/UGcomp/Kerr.pdf.
Agreed. The problem nowadays is there are so many stupid and unqualified people doing VERY important jobs in both the government and in major corporations, right now.

Common sense is the furthest thing from common in these arenas, nowadays.

These people are not only not playing chess, they aren't even playing checkers. They're just there.....with zero logical thought or foresight....simply taking up space and "playing important."

My dumbass Mayor Brandon Johnson of Chicago is a PRIME example......

This absolute moron just got voted down by EVERY single alderman (all fifty........I say again........ALL FIFTY) on the board for his "brilliant" idea to try and raise everyone's property taxes by $300 MILLION dollars.

I mean, do you know how stupid you have to be to get voted down by every single Alderman?? 47 of which are from your own political party.
 
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