HHS Announces Auto Enrollment for Current ACA Customers

They had to do this, the democrats need this full so they can show what a success it is when 2016 rolls around.

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This just in!HHS announces auto-enrollment for current ACA consumers | Modern Healthcare

Can't wait to hear more detail about this . . . .

On the surface, this seems to be good news! It sounds like HHS and Insurers worked together this year, instead of HHS unilaterally formulating some complicated web of requirements.

Let's hope the 2015 plan designs and premiums filed by the biggest insurers will dovetail nicely with this new auto-renewal rule. If so, we'll be able to focus on enrolling new clients, instead of hand holding existing ones.

Thanks for sharing this information, Cadylou. And thanks to TaterPeeler for influencing the parties involved in this rule's formulation.
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I am very thankful this has happened. Last time I spoke with my carrier exec, he said they were trying hard to get this to work. Very good news if it works smoothly. Can now focus on new clients. Best news this month!
 
Some of the same info, plus some additional :)

*haven't been on here long enough to post the link, sorry about that

HHS announces auto-enrollment for current ACA consumers

A new tool proposed this week by the Centers for Medicare and Medicaid Services is intended to cut time consumers and their producers must spend on the heavily trafficked HealthCare.gov this fall.

If approved, the new auto-enrollment feature would allow the majority of those who enrolled in Obamacare plans to re-enroll in the same health plan with the same subsidies—if applicable. The addition of the tool is meant to decrease the technical struggles that plagued HealthCare.gov and many state exchanges during the rollout last October.

New HHS Secretary Sylvia Mathews Burwell praised the auto-enrollment feature as "simplifying" and "streamlining" the enrollment process, even as the number of ACA enrollments is expected to grow.

"As we plan for open enrollment in year two and continue to build a sustainable long-term system, we are committed to simplifying the experience for consumers by allowing auto-enrollment," Burwell said. "We are working to streamline the process for consumers wishing to remain in their current plan."

Consumers who are auto-enrolled are not obliged to keep their plans, however. They have the option of changing with or without the assistance of a producer through Feb. 15. They will also be able to report life changes, such as income adjustment or the addition of a new family member.

In pushing for the installment of the feature, Burwell and HHS noted that auto-enrollment has been successful for those enrolled in the Federal Health Benefits Program. The system auto-enrolls the employee while readjusting premium and benefits.

HHS also pointed out that 88% of federal employees choose to keep their plans.

However, the comparison may not be sound. Given the relative volatility of the ACA marketplace, shifting carrier options and premiums may prompt many consumers to "shop around" before being content with their auto enrollment.

How insurance producers, who have already had commissions cut due to implication of the ACA's medical loss ratio, will react to the proposed auto-enrollment feature is not immediately known.

Insurers, however, are likely to be pleased as the auto-enroll function reduces administrative burdens and gives consulting actuaries more stability in their conjectures.
 
Some of the same info, plus some additional :)

*haven't been on here long enough to post the link, sorry about that

HHS announces auto-enrollment for current ACA consumers

A new tool proposed this week by the Centers for Medicare and Medicaid Services is intended to cut time consumers and their producers must spend on the heavily trafficked HealthCare.gov this fall.

If approved, the new auto-enrollment feature would allow the majority of those who enrolled in Obamacare plans to re-enroll in the same health plan with the same subsidies—if applicable. The addition of the tool is meant to decrease the technical struggles that plagued HealthCare.gov and many state exchanges during the rollout last October.

New HHS Secretary Sylvia Mathews Burwell praised the auto-enrollment feature as "simplifying" and "streamlining" the enrollment process, even as the number of ACA enrollments is expected to grow.

"As we plan for open enrollment in year two and continue to build a sustainable long-term system, we are committed to simplifying the experience for consumers by allowing auto-enrollment," Burwell said. "We are working to streamline the process for consumers wishing to remain in their current plan."

Consumers who are auto-enrolled are not obliged to keep their plans, however. They have the option of changing with or without the assistance of a producer through Feb. 15. They will also be able to report life changes, such as income adjustment or the addition of a new family member.

In pushing for the installment of the feature, Burwell and HHS noted that auto-enrollment has been successful for those enrolled in the Federal Health Benefits Program. The system auto-enrolls the employee while readjusting premium and benefits.

HHS also pointed out that 88% of federal employees choose to keep their plans.

However, the comparison may not be sound. Given the relative volatility of the ACA marketplace, shifting carrier options and premiums may prompt many consumers to "shop around" before being content with their auto enrollment.

How insurance producers, who have already had commissions cut due to implication of the ACA's medical loss ratio, will react to the proposed auto-enrollment feature is not immediately known.

Insurers, however, are likely to be pleased as the auto-enroll function reduces administrative burdens and gives consulting actuaries more stability in their conjectures.

Depending on what type of notification the insured receives, we could end up out of the loop if the letter gives them "instructions" on what to do directly.

Also, how will they know if the person is entitled to the same premium subsidy or not? This says they'd model it after the federal employee plans where they adjust after the fact, but with self employed people who have volatile incomes, this is ridiculous. It would be one thing if enrollment was right after tax time and we were dealing with real income numbers when the person signed up, but this is based on a hypothetical "projection" and then enrollment happening before the net tax effect is felt. I don't get it.

Auto enrollment is great if we stay the agent of record, but that remains to be seen. . .

Here's more info from today: http://www.modernhealthcare.com/art...Q0UnpwZTVEUGFZL1IzSkUvSHRlRU92alVvZEErVlY=&mh
 
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Auto enrollment is great if we stay the agent of record, but that remains to be seen. . .

BINGO !!.................."the agent info didn't transfer over to the new system" or any client who calls on their own could see the agent conveniently left off the application/re-detemination with HC.gov rep.

these are two big dangers to watch for
 
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