Myself Patrick Kori It is a good place have discussion @ various facets of insurance. It might help me by participating in discussions, as basics get cleared Now @ myself I'm basically Graduate of CIVIL. Went on to join construction onsite experience. Got frustrated by corrupt railway engineers. then become lecturer by chance, now I'm enjoying to teach young engineers from last 6 years. Currently opted for Masters in Environmental Engineering. In process of submitting dissertation work. Let us see how we can help each other.