High Court To Hear Challenge To Health Law Subsidies

[toddoxley]

Where does it say in the law you are excluded from subsidies if your state does not create their own exchange?

Are you are lawyer djs?

Kevin, you even debate with the moderator... The bill states that subsidies are only available to applicants who apply through a State Exchange. It does not mention that subsidies are available to applicants who purchase from a Federal Exchange... 36 states opted to not form a State exchange.

The recent Jonathon Gruber video explains the mindset of the authors of the ACA bill, deception was there motive cause we all are to stupid to know what is good for us.

Your entire opinion of Obamacare is rooted in the fact that 100% of your clients are subsidy eligible. All agents reading your post need to understand that you have no clients that Obamacare is harmful to.

So your opinion means nothing. What you do have to offer is how to submit an application through healthcare.gov. You are our resident agent/navigator.

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In the 36 states which do not have their own exchanges, where are all the new insurance companies ? If this is so great this ACA of course new insurance companies would be taking advantage of this opportunity. But who on earth would start a business where they can only sell their product 3 months out of the year? And an unafordable product?
If anyone thinks insurance companies are going to do well living by this ridiculous law and thrive and prosper then they should lay off smoking that weed.

Tonyisme : you are spot on about Obamacare. Anyone that argues this with you is probably a agent/navigator that only has subsidy eligible clients.

Stay diversified and you will survive all of this.

 

[houcoogster]

Your entire opinion of Obamacare is rooted in the fact that 100% of your clients are subsidy eligible. All agents reading your post need to understand that you have no clients that Obamacare is harmful to.

So your opinion means nothing. What you do have to offer is how to submit an application through healthcare.gov. You are our resident agent/navigator.

First off I would like to say the navigators I've spoken to recently are much much more brighter than you. They're also a lot more friendly too.

So my opinion means nothing?......OK.......Only those who feel harmed by Obamacare mean anything?..........Ok....... Got it!

 

[toddoxley]

First off I would like to say the navigators I've spoken to recently are much much more brighter than you. (I know... not sayin much). They're also a lot more friendly too.

So my opinion means nothing?......OK.......Only those who feel harmed by Obamacare mean anything?..........Ok....... Got it!

Your perspective on Obamacare is limited to what has happened in the last year. You have no clients that are Pre-ACA , and you seem to only write subsidized applicants now.

Kevin, I am sure you are a nice guy, you just do not really understand how Obamacare has affected the population at large.

The problem with Obamacare is not that it helps people get insurance that could not get it before, the problem is the degree to which a large % of the population is harmed by Obamacare. Not the least of which is the fact that our govenrment and the POTUS lied to its citizens to get the bill passed.

If any of us interacted with our clients or prospects in this manner we would have our license revoked and maybe even jail time.

 

[FLM2]

First off I would like to say the navigators I've spoken to recently are much much more brighter than you. They're also a lot more friendly too.

So my opinion means nothing?......OK.......Only those who feel harmed by Obamacare mean anything?..........Ok....... Got it!

Your opinion means as much as anyone else on this forum, it's just that it is completely biased by your client base.

Try explaining to someone who makes about $45000 a year that if his income is $45,960 he/she will receive a premium subsidy that could be as much as $300 a month (ages 55-64) and, if they make $1 more, the subsidy is completely eliminated and their premium doubles. I've shown this to several clients who are in that income range this week and they were first dumbfounded and then pissed off-how could they not be?

There is no reasonable explanation for this other than the law is poorly constructed and designed to screw over the working middle class in favor of those who choose not to work as hard so make less money. The next time you process a 94% CSR plan think about the people that fall off the subsidy cliff who are mostly paying for that extra help, maybe you will start to see things with more clarity and balance.

 

[houcoogster]

Your opinion means as much as anyone else on this forum, it's just that it is completely biased by your client base.

Try explaining to someone who makes about $45000 a year that if his income is $45,960 he/she will receive a premium subsidy that could be as much as $300 a month (ages 55-64) and, if they make $1 more, the subsidy is completely eliminated and their premium doubles. I've shown this to several clients who are in that income range this week and they were first dumbfounded and then pissed off-how could they not be?

There is no reasonable explanation for this other than the law is poorly constructed and designed to screw over the working middle class in favor of those who choose not to work as hard so make less money. The next time you process a 94% CSR plan think about the people that fall off the subsidy cliff who are mostly paying for that extra help, maybe you will start to see things with more clarity and balance.

I'm already seeing it. Lady yesterday took STM put the 19 kid on his own On X CSR plan. She said "i'll just pay the stupid fine".

 

[djs]

Where does it say in the law you are excluded from subsidies if your state does not create their own exchange?

Are you are lawyer djs?

I won't bother with the first part of the question, since it has been quoted frequently.

Second part: Nope, not a lawyer, I was just agreeing with your lawyer friend. He didn't say #3 was a good argument, he just said it was the best. I agree with that, but its still not a good argument.

Sort of like watching 6 year old boys play baseball. The pitcher throws a lot of pitches, the best one is still 10 feet short of the plate. Its his best pitch, but it isn't a good pitch (when scoring balls and strikes).

In this case, most of the arguments in that article were picking daisies in the outfield, he got the one pitch in, it wasn't close to a strike.

You are welcome to have a different opinion.

Dan

 

[houcoogster]

I won't bother with the first part of the question, since it has been quoted frequently.

Second part: Nope, not a lawyer, I was just agreeing with your lawyer friend. He didn't say #3 was a good argument, he just said it was the best. I agree with that, but its still not a good argument.

Sort of like watching 6 year old boys play baseball. The pitcher throws a lot of pitches, the best one is still 10 feet short of the plate. Its his best pitch, but it isn't a good pitch (when scoring balls and strikes).

In this case, most of the arguments in that article were picking daisies in the outfield, he got the one pitch in, it wasn't close to a strike.

You are welcome to have a different opinion.

Dan

Dan keep in mind here one BIG thing. One circuit court said it was legal. Thus the reason for it to go to the SC.

 

[FLM2]

I'm already seeing it. Lady yesterday took STM put the 19 kid on his own On X CSR plan. She said "i'll just pay the stupid fine".

Had they not sweetened the CSR plans by as much as they did (which is a ridiculous amount of extra help, much of which will never be used) there would have been more funds available to avoid the cliff and have it be a downhill slope instead-it's one thing for a $46000 income person to get a $150 a month subsidy instead of $200 at $40,000, it quite another to go from $250 to $0 in $1.

 

[somarco]

Todd, you will probably be a lot happier if you mute the coogster. I know I have been at peace since I did.

 

[toddoxley]

Todd, you will probably be a lot happier if you mute the coogster. I know I have been at peace since I did.

You are correct. The new Obamacare Agents are a different breed.

Go Dawgs.........