- 619
Can anyone put me in contact with a company that carries hospital indemnity plans in Ohio. I looking for a good plan to go with the MA plans for seniors.
Hospital Indemnity Plans
- Thread starter Insuranceman
- Start date
Senior Benefit
Expert
- 28
Guarantee Trust Life (GTL) offers one of the best on the market. The product is based on a daily hospital indemnity (daily benefit amount must be selected) and then you can add additional riders such as:
You can contact Demetri Simos at GTL (800)323-6907.
We do a considerable amount of business with this plan and it is great for your MA clients.
- Lump Sum Hospital Benefit ($250,$500,or $750)
- Ambulance Services Benefit ($200 per trip - land only)
- Durable Medical Equip (not a great value, but some like it)
- Skilled Nursing (great benefit if your MA plan covers the first 20 days)
- Surgical Benefit (multiple co-payment amounts $250-$1000)
- Lump Sum Cancer ($2,500 increments starting at $2,500 to a max of $10,000)
You can contact Demetri Simos at GTL (800)323-6907.
We do a considerable amount of business with this plan and it is great for your MA clients.
- 6,026
Ring me up.
Tom
Tom
This is the HIP for Assurity
(max. of 20 days during any one period of confinement)
(per procedure)
(per procedure)
(max. of 30 days per calendar year)
(once per lifetime for heart attack, stroke and cancer)
(per calendar year)
(primary insured only)
Radiation Therapy
Chemotherapy
$125 /day
$187.50 /day
$250 day
(max. of 4 times per insured category in a calendar year)
(once per insured category, per calendar year)
(once per Insured Category, per calendar year)
DefinedMED policies provide limited benefts and are not intended to pay all medical costs. Benefits are subject to the pre-existing conditions clause.
Call me if you need an above street contract.
DefinedMED BASIC Policy Benefits
BENEFIT
1 Unit
2 Units
3 Units
4 Units
Maximum Benefit*
Hospital Confinement $250 /day
$500 /day
$750 /day
$1,000 /day
$365,000
Intensive Care(max. of 20 days during any one period of confinement)
$500 /day
$1,000 /day
$1,500 /day
$2,000 /day
$40,000
Surgical (per procedure)
Up to $2,000 x schedule %
Up to $4,000 x schedule %
Up to $6,000 x schedule %
Up to $8,000 x schedule %
$8,000
Anesthesia (per procedure)
25% of surgical benefit paid
25% of surgical benefit paid
25% of surgical benefit paid
25% of surgical benefit paid
$2,000
Private Duty Nursing (max. of 30 days per calendar year)
$25 /day
$50 /day
$75/day
$100/day
$3,000
Critical Illness First Diagnosis (once per lifetime for heart attack, stroke and cancer)
$1,000
$2,000
$3,000
$4,000
$4,000
First Hospital Confinement (per calendar year)
$1,250
(max. of $125 days 1 & 2; $250 days 3-6)
(max. of $125 days 1 & 2; $250 days 3-6)
$2,500
(max. of $250 days 1 & 2; $500 days 3-6)
(max. of $250 days 1 & 2; $500 days 3-6)
$3,750
(max. $375 days 1 & 2; $750 days 3-6)
(max. $375 days 1 & 2; $750 days 3-6)
$5,000
(max. $500 days 1 & 2;
$1,000 days
3-6)
(max. $500 days 1 & 2;
$1,000 days
3-6)
$5,000
Accidental Death/ Dismemberment(primary insured only)
$12,500
$25,000
$37,500
$50,000
$50,000
Post Confinement TherapyRadiation Therapy
Chemotherapy
$125 /day
$250 /day
$375 /day
$500 /day
$50,000
Physical, Speech and Occupational Therapy(For 1-4 units, max. of 100 days per calendar year) $62.50 /day$125 /day
$187.50 /day
$250 day
Included in $50,000 Post Confinement Therapy total in row above
Emergency Accident (max. of 4 times per insured category in a calendar year)
$100
$200
$300
$400
$1,600
Diagnostic (once per insured category, per calendar year)
$200
for covered procedures or tests
for covered procedures or tests
$200
for covered procedures or tests
for covered procedures or tests
$200
for covered procedures or tests
for covered procedures or tests
$200
for covered procedures or tests
for covered procedures or tests
$200
Wellness (once per Insured Category, per calendar year)
$50 and/or $100
for covered procedures or tests
for covered procedures or tests
$50 and/or $100
for covered procedures or tests
for covered procedures or tests
$50 and/or $100
for covered procedures or tests
for covered procedures or tests
$50 and/or $100
for covered procedures or tests
for covered procedures or tests
$150
* For four units, per calendar year per insured person, unless otherwise specified.DefinedMED policies provide limited benefts and are not intended to pay all medical costs. Benefits are subject to the pre-existing conditions clause.
Call me if you need an above street contract.
- 1,802
Gracious Todd; What do you not offer?..........LOL
