- 901
You guys are overthinking this.
The "bronze" level plans will be the equivalent of today's higher end HSA plans. Pretty simple.
The "bronze" level plans will be the equivalent of today's higher end HSA plans. Pretty simple.
How to Stay In Business
- Thread starter ghealthplus
- Start date
It is extremely disconcerting that people are confusing FSAs with HSAs, as they are very different animals.
Secondly, are there as yet regulations stating what the maximum co-insurance rate will be? That, imo, will determine the viability of the HSA concept. If you have a max $2k deductible, and then a max co-insurance (subscriber pay) of say 20%, then the HSA concept is done. If there is no max co-insurance, then you could conceivably have a $2k deductible, but say a co-insurance of 80% (subscriber pay), then the idea is pretty much intact.
Secondly, are there as yet regulations stating what the maximum co-insurance rate will be? That, imo, will determine the viability of the HSA concept. If you have a max $2k deductible, and then a max co-insurance (subscriber pay) of say 20%, then the HSA concept is done. If there is no max co-insurance, then you could conceivably have a $2k deductible, but say a co-insurance of 80% (subscriber pay), then the idea is pretty much intact.
- 10,275
"I really feel for you guys over the next few years as you have to make changes."
It will be interesting. Less competition though.
It will be interesting. Less competition though.
- 14,808
Jim I know what you mean. For example, when I think of selling life insurance things that are more fun come to mind like cutting myself with razor blades and diving into a pool of rubbing alcohol.
- 15,041
Try setting the rubbing alcohol on fire first. It really adds to the experience.
- 14,808
I mean, you'll likely end up dead broke - unable to get pay a web designer for a good site and be left to resort to paying Godaddy $4/a month for low class stuff like this:
Home Page - because nothing screams "success" like a horrible template website.
Home Page - because nothing screams "success" like a horrible template website.
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- 15,041
Wow! I wish I had gone there sooner, I would have taken contracts under this guy!
Honestly, if your website is that bad, isn't it doing more harm than good?
- 14,808
Yes...if I'm an agent looking to become successful I'd absolutely want to sign up after look at that website.
And honestly, with no sarcasm, that site does indeed do more harm then good. Having agents wonder if you're broke is one thing. Proving it to them is another.
His site is the equivalent of driving up to a business meeting in a '79 Pinto talking about your big plans.
And honestly, with no sarcasm, that site does indeed do more harm then good. Having agents wonder if you're broke is one thing. Proving it to them is another.
His site is the equivalent of driving up to a business meeting in a '79 Pinto talking about your big plans.
- 15,319
Stop picking on poor Jim. He's only been licensed for 3 years and as a marketer requires advances to stay in business. He has to cut his expenses some way.
Rick
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