Humana Supplement Dental and Vision?

[vic120]

I have a prospect I am trying to change out of Humana Supplement to Aetna for a savings of $80 per month plan F to Plan F.
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She claims Humana gives her dental and Vision as part of her Supplement.

The question is that true? or is it a stand alone she can keep if she cancels her supp?

I do know she claims to pay about $10 or so more then what CSG quotes so I am thinking maybe it is an add on she can keep and cancel current supp

 

[somarco]

She has an MA plan and doesn't know it.

She has a Medigap with dental and vision sold separately.

Humana is doing something different in your state (packaging ancillary with the gap plan).

Dental and vision are about $16 each in Georgia. May be different where she is.

 

[vic120]

She has an MA plan and doesn't know it.

She has a Medigap with dental and vision sold separately.

Humana is doing something different in your state (packaging ancillary with the gap plan).

Dental and vision are about $16 each in Georgia. May be different where she is.

I do sell in about a dozen states Her state is NJ her zip has no Humana MA

CSG has the plan F Humana at around $264 she said she is paying between $275 and $280 with no out of pocket

 

[somarco]

CSG has the plan F Humana at around $264 she said she is paying between $275 and $280 with no out of pocket

Then go back and read my post again, this time ignoring the speculation about MA coverage.

 

[vic120]

Yes I responded to quickly


I am hoping she has She has a Medigap with dental and vision sold separately and she can keep that Dental vision Because I think she is one to let that be a deal breaker

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Yes that makes perfect sense the dif of premium from what CSG shows and what she is paying is really close to $16 which is right in line to what you are saying

 

[somarco]

the dif of premium from what CSG shows and what she is paying is really close to $16 which is right in line to what you are saying

Should be more like $32.

$16 for dental, $16 for vision.

 

[vic120]

Should be more like $32.

$16 for dental, $16 for vision.

Maybe she only has dental IDK She wasnt so sure of exact premium either.
But she is paying around $16 more then what is on quoting. As long as she can keep it she will be happy.

She has no internet so I had to mail paper app anyway Ill find out more next week, However what you said has been very helpful.So I know what to ask her

 

[FRJ]

Why not just sell her a dental/vision plan as well, she'd still save roughly $40/month with that combination.

 

[vic120]

Why not just sell her a dental/vision plan as well, she'd still save roughly $40/month with that combination.

You know what when I first went on my own I did sell dental and vision plans, I thought a good one with 3k max.

What I found was too many times it stalled the Supp sale because they had to look over the dental plan. and Also too many customer service calls dentist having issues and bills that needed to be redirected, Besides chasing the company over missing commissions,Besides just not feeling good that clients were paying more then what they were getting 90% of the time

After all that I looked at my $90 per month residual and said no way not worth it