I Have a Guy who wants LTC

[Franz Kafka]

I've never heard of a trust owning a LTCi policy, either (not saying it can't; just never heard of one). I've heard of a trust being the beneficiary of an indemnity policy. It can't be a reimbursement policy because the trust would have no control of the benefits. An ILIT must be able to not pay anything to the insured if it doesn't want to. IMO

 

[yankee466]

With some companies it is an addendum to the regular application.

Rather than saying "some" companies offer, would you mind simply flat out saying who you are referring to so it is ever comes up I can be more helpful. Obviously you have seen some options that I have not. thanks

Like the other poster, I still do not see how this can work with an ILET.