Independent Agent Commissions

Progressive 10/8
Safeco 15/12 17/14*
Unitrin 12/10
Workmen's 15/15

* Safeco offers more upfront but I have them service and xsell my book so they take 2%
 
Call some reputable p and c companies in your area and see what they say. If you can convince them of your commitment to make them money, you can usually get them to appoint you. Try and get the most commission you can out of them, but make sure the ones you get appointed with have products/rates that people can will buy and can afford.
 
I've got a couple P&C agencies that are willing to let me write under them. I wanted to know what direct commissions are so I can compare.

Basically, I'm being offered 10% auto and 12% home from one of the agencies. But all they do is home and auto.

If I go P&C, I would like to offer commercial. Looks like PDX answered the question. -- Thanks.
 
I have a related question:

Is it legal for a carrier to discriminate on commission payout (i.e., pay one rate to one agency owner, a different rate to a second agency owner, and a third rate to an agent placing business directly)?

Thanks,
 
I've got a couple P&C agencies that are willing to let me write under them. I wanted to know what direct commissions are so I can compare.

Basically, I'm being offered 10% auto and 12% home from one of the agencies. But all they do is home and auto.

If I go P&C, I would like to offer commercial. Looks like PDX answered the question. -- Thanks.
The agency I work with are licensed in Oregan too. and they pay good commission on commercial as well as Personal lines.Email me [email protected] for details.
 
I have a related question:

Is it legal for a carrier to discriminate on commission payout (i.e., pay one rate to one agency owner, a different rate to a second agency owner, and a third rate to an agent placing business directly)?

Thanks,

You could research it on the states website: Virginia: Bureau of Insurance's Home Page
I can almost guarantee that its legal though. Insurance companies don't normally flout state laws on purpose.
 
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