ING Reliastar Final Expense

[SWM]

I have not observed any chatter about the new ING Reliastar Ultimassure Final Expense Plan. Looks like they are offering a level, graded, and modified plan. I do not sell much FE, but do sell quite a bit of the ING branded life insurance. Any opinions on this product yet? I have no clue how it matches up price wise against other FE. I have the rate guide in front of me. Let me throw out an example:

Male, age 65, NS 10k
Level: 57.47 mo
Graded: 104.96 mo
Modified: 126.28

Looks like they are requiring telephone interview.

 

[HoosierLife]

Not bad I guess, RNA is $5 cheaper. How's the UW is the question.

 

[Todd King]

That graded price seems a bit high.

 

[gordon112]

Agree, that is a big jump in premium on the graded.

Bigger questions are:

1. Questions on the application and how liberal is it.

2. Do they do an RX profile and do you have to list them on the ap.

3. Contract % and renewals.


Some of these bigger term companies that dibble in FE usually don't stick around, but not always.

 

[inreverse]

tough on depression, easy on diabetes, script check and MIB
telephone app availableING UltimAssure Whole Life]

 

[Newby]

tough on depression, easy on diabetes, script check and MIB
telephone app availableING UltimAssure Whole Life]

Looks like just another company but their height weight chart stands out from the crowd. 300lbs allowed at all heights is nice.

 

[gordon112]

That is nice, I will getting with one of my IMO's on contracting up in Indiana to find out more details. I have been looking for a good telesales application since I heard it is the new fad and the wave of the future.


I will give details of my success or failures.

Thanks.

 

[jacobtn]

Anyone have a copy of the app?

 

[inreverse]

find it on the link posted above

 

[SWM]

That is nice, I will getting with one of my IMO's on contracting up in Indiana to find out more details. I have been looking for a good telesales application since I heard it is the new fad and the wave of the future.

I will give details of my success or failures.

Thanks.

If you want to contract directly with ING let me know. I have been a GA with them since 2001.