Insuring a baby without a birth certificate and ss card

Feb 25, 2007

  1. Sam
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    Sam Founder Administrator

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    If a parent would like to put their newborn on a separate health plan, but the baby does not yet have a social security number or birth certificate, can they do so?
     
    Sam, Feb 25, 2007
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  2. Arno
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    Arno Expert

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    newborn is considered mother

    The newborn is considered as the mother for a period of time, a month I think. So she would not need to be on a policy until the paperwork is done and the birth cert and social arrive. It is also possible to get a birth cert if the baby is born at home with correct documentation. (I don't know this b/c of insurance, my wife is a midwife)
     
    Arno, Feb 25, 2007
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  3. Crabcake Johnny
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    Crabcake Johnny Guru

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    Need the check to rules of the carrier. Some require that the baby is 30 days old and already completed the 1st well-baby check up. But you don't need a social.
     
  4. somarco
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    somarco GA Medicare Expert

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    Why do they want the baby on a separate policy? This will almost certainly require a birth certificate & SS#.

    Assume you are speaking of individual, not group coverage.
     
    somarco, Feb 26, 2007
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  5. STIBROKER
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    STIBROKER Like My post and enter the DRAWING,,,, Moderator

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    lots of reasons.....group to expensive....or the mother not going back to work and plan is on her.....and some carriers do not require SS#......
     
  6. arnguy
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    arnguy Guru

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    The PA DOI mandates that newborns are automatically covered for the first 30 days under the mother's coverage.
     
    arnguy, Feb 26, 2007
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  7. fin1forall
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    fin1forall New Member

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    I try to avoid the situation because of regulations. If there is a doubt...pass!
     
  8. mariemerganser
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    mariemerganser Super Genius

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    you can do it in florida with GR
     
  9. thereaper
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    thereaper Super Genius

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    Only after the two month checkup. You can also do it with Humana.
     
  10. dannysdad
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    dannysdad Expert

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    Axe Obama Mama. Her baby didn't have a birth certificate or social security number, either.
     
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