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NY is different on their Partnership policy. First of all, this year's mandated minimum daily benefit is $245/day and a 5% compound Inflation rider is mandatory through the age of 79. At 80+, it's optional.
So...... How ridiculous is NY's plan? Combined premiums for a 79 yr. old couple buying minimum benefits with a 5% Cmp. inflation rider is almost $20,000/yr.
And, that's for a 3-year plan. A 4-year plan would run $28,000/yr.
Wow! and I was thinking CA was a bit over the top.