I'm a brand new L&H agent building an independent business. Right now, I am cold calling seniors for Med Supps and buying internet leads for life and health. In the past 35 leads I've purchased (NetQuote) 7 were bad, I've written 3 health/ medicare apps, have 2 life apps pending and set 2 appointments for the OEP. Is this average? What Internet lead sites have given you the best stats and what were your numbers?