Is 18 Too Young to Start?

[karlhar]

Hi, I am seventeen right now, and I was wondering if I could legitimately be an insurance agent at 18 years old after I get my license. My father is an agent and is willing to help and advise me. Is this a viable route to go during college?

 

[Pangaea]

Hi, I am seventeen right now, and I was wondering if I could legitimately be an insurance agent at 18 years old after I get my license. My father is an agent and is willing to help and advise me. Is this a viable route to go during college?

I've seen worst decisions made.

Just be aware that it is time consuming and school is as well; you don't want to neglect either of them.

 

[WinoBlues]

Life, or P&C?

Life, you could do well part time. Beats asking if "you want frys with that?" Couple of sale a week should be less time consuming than a minimum an hour job. 2 - $50 a month Final Expense policies is $1,000 + annualized premium a week. go 6 month advance. Tough it out six months and you are home. Just do not get side tracked from school. Plus the sales skills you learn could help you in your future career.

 

[YouGotMyMoney]

Depends on what you want to sell.

Plenty of time to grow up and an Insurance Saleman, I'd go to college and enjoy all the "recreational activities" to be enjoyed.

 

[maksim]

Absolutely!

 

[WinoBlues]

oh, ps.... if you want to go full time agent, contact me. ....... I'll trade places with you.

 

[karlhar]

Thanks for all the info!

 

[TristanTLC]

I'm with the guy advocating "recreational college activities," Plenty of time to be working. Trust me, you'll get plenty of it during your adult life.

That being said, I do agree that if you have to have a part time job - it's not the worst decision you can make. Especially if your dad is willing to hand you a few leads and show you the ropes.

 

[Winter_123]

I'm with the guy advocating "recreational college activities," Plenty of time to be working. Trust me, you'll get plenty of it during your adult life.

That being said, I do agree that if you have to have a part time job - it's not the worst decision you can make. Especially if your dad is willing to hand you a few leads and show you the ropes.

Part of the nanny state/delayed adolescence is that we want to make sure that nobody misses out on childhood by taking an interest in or doing anything real before they turn 25 now. So then they spend four years in college to get a degree in "international women's studies" and then have culture shock when they go to look for a job. (note: I have a couple college degrees so I am not poo-pooing college)

I say get your license and make at least two or three sales and put that as a feather in your cap and then just think, evaluate, and adjust as you go along. Maybe you are not even smart enough to get your license or maybe you will take the test and say the whole thing was so easy it was a joke. You learn something about yourself either way. And go make some birdhouses or something and sell a few. I have sat across the meetingroom table in both the private and public sectors where there are ten people who have never made or sold a single thing in their entire lives. Not good unless one is planning on becoming a professional politician or a caseworker at the department of human services for the rest of their lives.

Go for it. Make plenty of mistakes and have some successes too. You won't fall apart and if you do then put yourself back together and go again. You can figure it all out and if you miss out on a few parties you will not have missed out on childhood because you are no longer a child. You will notice as you get older that other people your age in life are missing a few recreational opportunities too, such as the troops overseas. Good luck to you indeed and let us know if we can help.

 

[magagent]

Great advice! I am all for someone furthering their education and I definitely believe in the institutions of higher learning. I also have a bachelor and a master's degree. I have often wondered during my insurance career, "If I was going to be doing this why did I go to college?"

I also wanted to make sure that I did not miss out on a few "recreational activities" I say spend some time working with your dad, If you can see yourself making a career out of this, then you might have a decision to make. If you make an attempt at insurance and decide you can not do for an extended amout of time well at least you know..