Is this a good offer?

I actually don't know anything about MoO. I'd gotten an email from State Farm, but I've heard enough about them sadly.
 
sorry, it was me who was suggesting mutual to you, now I remember! ha ha sorry. well, there are plenty of opportunities out there, and including some from this message board. look around. you shall find your correct fit.
 
This sounds like an ideal opportunity for you. 24, single, and the opportunity to make a good starting salary with no cash up front, you're on top of the world.

Most of the agents on this board making big money, would empty their bank accounts for that opportunity if they could be 24 again.

I would personally empty Somarco's bank account to be 24 again.

You are right on the money. I believe he has a unique opportunity that is probably going to be hard to beat elsewhere.

He can earn while he learns. He will be working with a guy he already knows and apparently trusts, not some hot-shot who is going to blow a ton of smoke up his ass and then screw him over.

I would venture to say that $40,000 first year plus full benefits while he is learning the business would be a very good investment of his time.
 
You are right on the money. I believe he has a unique opportunity that is probably going to be hard to beat elsewhere.

He can earn while he learns. He will be working with a guy he already knows and apparently trusts, not some hot-shot who is going to blow a ton of smoke up his ass and then screw him over.

I would venture to say that $40,000 first year plus full benefits while he is learning the business would be a very good investment of his time.

Go for it! I don't see how you can lose. After you learn the trade you can fly the coop if things can't be worked out.
 
You are right on the money. I believe he has a unique opportunity that is probably going to be hard to beat elsewhere.

He can earn while he learns. He will be working with a guy he already knows and apparently trusts, not some hot-shot who is going to blow a ton of smoke up his ass and then screw him over.

I would venture to say that $40,000 first year plus full benefits while he is learning the business would be a very good investment of his time.


Exactly!!!

You are young, have a lot to learn and need time to choose a direction. Take the job, it is a great deal for someone new. Going independent down the road is always and option, but to learn the business on someone else's dime is very uncommon in this business. Take the job !
 
Thanks so much everyone. I've decided to take the offer. I told my boss this morning that I'll take it. He's giving me 3 weeks off in January to take the P&C course (paid, of course) and then in February I'll start out at my new position. I'm extremely excited. Soon enough I'll be asking you guys sales questions (finally) haha.

I can't thank all of you enough for your guidance.
 
Thanks so much everyone. I've decided to take the offer. I told my boss this morning that I'll take it. He's giving me 3 weeks off in January to take the P&C course (paid, of course) and then in February I'll start out at my new position. I'm extremely excited. Soon enough I'll be asking you guys sales questions (finally) haha.

I can't thank all of you enough for your guidance.

Excellent decision. Ya done good grasshopper. :D

Three weeks off with pay, covering the cost of training, full benefits, working for a guy who you know and trust who obviously has your best interests in mind and is extremely fair.

Damn, you need to put him up for the boss of the year.

Is he looking for someone to cover the life and health aspects of this business? :D
 
That's my ONLY concern. I don't know if he plans on having me write Life and Health for his clients. If he does, I would think it would be fair to ask for a more normal commission split for that, would I be right?

I don't want to overstep my boundaries, because I know this offer is great. But if I end up writing a few really solid life insurance policies a week, I don't want to end up making $40 for them. Does that make sense?
 
That's my ONLY concern. I don't know if he plans on having me write Life and Health for his clients. If he does, I would think it would be fair to ask for a more normal commission split for that, would I be right?

I don't want to overstep my boundaries, because I know this offer is great. But if I end up writing a few really solid life insurance policies a week, I don't want to end up making $40 for them. Does that make sense?

My opinion is that you've been taken about as far as you can go in a positive direction on this board.

Independent business people are funny. He could make a snap decision that he doesn't like the line of questioning and call the deal off.

I'm not saying that you should or shouldn't ask, but if you have a father or uncle or somebody else that knows you and your circumstance a little better it would help. I wouldn't run off and start asking the guy questions based on what you read here, maybe think about it, but talk to someone else first.
 
That's my ONLY concern. I don't know if he plans on having me write Life and Health for his clients. If he does, I would think it would be fair to ask for a more normal commission split for that, would I be right?

I don't want to overstep my boundaries, because I know this offer is great. But if I end up writing a few really solid life insurance policies a week, I don't want to end up making $40 for them. Does that make sense?

Right now you are "unproven". I believe the best way to "make more" is to first prove that you are worth more by being able to show what and how much you have produced.

He sounds like an extremely fair person and I would guess that when you "start kicking ass and taking names" he will probably be willing to listen to your requests.

My advice is to be very happy with where you are now and not worry about things that haven't happened yet.

Work your butt off and prove to him you are worth more.
 
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