Issue age, attained age, community based...

[keith365]

Hi,
Does anyone have a cheat sheet that shows how insurance companies increase their med supp policies? Looking for how they do it in Florida, specifically. If not, does anyone know the method New Era does it? Broker services was of no help. How about Uhc? Thanks!

 

[kstein]

Write UHC in Florida and you'll be fine. They crush it with stability.

 

[somarco]

Varies by state.

Past rate increases are meaningless in mapping renewal increases.

Community rated and attained age plans often have 2x rate increases per year depending on your policy anniversary

 

[Chazm]

In FL I’m pretty sure it’s 99% issue age.
New ERA is still pretty new here to know their history. UHC has had historically low rates and low rate increases in FL