This is a Atlanta thing but maybe other cities are the same. I am new and just feel like this may be a new thing. Is this something I should be concerned with or just a thing that happens in the business?
Humana MAPD plan in 2015 - H4141-001. It still is $0 but they raised the MOOP, the PCP and the drug deductible.
Humana MAPD H1H1-015 was created this year. Same plan except the MOOP is cheaper, the PDP is cheaper and the drug ded is cheaper.
One of my clients read the letter to me. It reads like Humana wants the clients to call Humana direct so they can not pay the agent. Maybe its just me but I feel like that is very dirty but why? What does Humana get out of this. A pissed off agent who doesn't want to write for them?
CMS pays them a lot of money why would they cut an agent out for $200 bucks a year. Doesn't make sense to me.
So this is a question for you seasoned vets in the biz? Will this happen all the time or is this just a new thing with Humana because of the merger with Aetna. It almost seems like Aetna set this up. They came out with a better plan than Humana and maybe are hoping to push the business to Aetna. Seems like a big game.
It just frustrating to me because now I have to switch a bunch of people for no reason. Its hard to explain to a client. Well client Human wants me to get a signature from you because well they changed plans. That doesn't make sense to a consumer. But what the hell I guess its just the MAPD market. Any feedback?
Humana MAPD plan in 2015 - H4141-001. It still is $0 but they raised the MOOP, the PCP and the drug deductible.
Humana MAPD H1H1-015 was created this year. Same plan except the MOOP is cheaper, the PDP is cheaper and the drug ded is cheaper.
One of my clients read the letter to me. It reads like Humana wants the clients to call Humana direct so they can not pay the agent. Maybe its just me but I feel like that is very dirty but why? What does Humana get out of this. A pissed off agent who doesn't want to write for them?
CMS pays them a lot of money why would they cut an agent out for $200 bucks a year. Doesn't make sense to me.
So this is a question for you seasoned vets in the biz? Will this happen all the time or is this just a new thing with Humana because of the merger with Aetna. It almost seems like Aetna set this up. They came out with a better plan than Humana and maybe are hoping to push the business to Aetna. Seems like a big game.
It just frustrating to me because now I have to switch a bunch of people for no reason. Its hard to explain to a client. Well client Human wants me to get a signature from you because well they changed plans. That doesn't make sense to a consumer. But what the hell I guess its just the MAPD market. Any feedback?