you two are arguing the same point and calling it something different. Portability refers to the ability for the client to take the policy after they leave the group. It can refer to conversion or to keep the policy static, it's still portable. When someone takes a policy with them after leaving, it's portable. Whether that be in conversion or otherwise. And your CLU class was correct, all group term is portable. Call it conversion if you like, it's still portable.
That's kind of like arguing that it's not a grapefruit, it's an orange. Yes, that is correct; however, they are both still citrus.
Point is, I think there might just be some verbiage confusion, not concept confusion.
That's kind of like arguing that it's not a grapefruit, it's an orange. Yes, that is correct; however, they are both still citrus.
Point is, I think there might just be some verbiage confusion, not concept confusion.