I have spent weeks reading through the forums, visiting websites, and reading reviews in search of an IMO/FMO or carriers that would allow me to offer life/FE, and med supps. I have been in the industry for 3 years, but unfortunately I was contracted by a MLM type carrier that has high saturation throughout my state (live and learn) and my knowledge is very limited outside of this carrier. I'd like to expand my offerings and also work from home doing telesales using my own leads. Can anyone offer suggestions for reputable IMO/FMO or carriers they have personal experience with?