Rosegarden
New Member
- 2
Trying to find some answers. A dental specialist with LTD policy with lifetime benefits for injury and lifetime rider for sickness (the policy was issued 30+ years ago) has been on claim for 20 years. At 65 definition changes to any gainful occupation with gainful defined as reasonably suited by education, training and experience. How is this definition actually interpreted in real life? Must this individual be unable to do any job or some job related to dentistry and/or in the same income level?