Lifetime benefits

Hi Laserman!
Assuming you are looking for IDI and not group.
There were never a lot of carriers with lifetime benefits, and the number has been dropping. With the loss of Met in the IDI realm, perhaps Guardian still does. They had one a few years ago, but it had some gimmicks in the contract to minimize their exposure.
I would check with Guardian and UNUM, but this late in the game I would be surprised if you found someone.
That said, if you DO find someone post here and tell us all about them!
 
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