Lincoln Heritage Rates

[jdeasy]

Yeah, I agree; however, it doesn't usually fly -- too complicated.

For some reason, when its already combined into the policy, they like it.

It's not at all complicated. They take autodrafts at FCGS. Just set the draft for the same day as the insurance.

 

[Newby]

Lincoln Heritage would be $39.95 for $5000 coverage on a 71yr old female, NT.

Remember, it comes with the Funeral Consumer Guardian plan and they claim that they will save you up to 40% on your funeral.

I usually use this benefit when writing an 80 year person and they can't pay more than $30 bucks a month. I will sell them a $3k policy and then explain to them how the Funeral Consumer Society works and how it will save her family thousands of dollars... it adds value to the small policy and makes an easier sale.

Do you really believe the FCGP is going to save someone THOUSANDS of dollars on a $3,000 to $5,000 funeral?

Just tell them to order their casket from Wal-Mart if the funeral home doesn't offer any cheap ones and save them the $6 per month.

For a good laugh do a google map search on the address of the CFGP and see how impressive it is:



2823 Old Hill Rd
Floyds Knobs, IN 47119





At this address:
Funeral Consumer Guardian Society‎

 

[jody108]

Yeah, I wonder.

I like the value it adds when I have to sell LH but I'm not too keen on pushing it when I'm selling other companies.

Often, LH isn't that much more money anyway when you are dealing with really old people and really small face amounts. So the value of the funeral planning makes the 3k policy more appealing.