Looks like cms will make a new total payout of $635 in 2025. On the present comp the “ overide is a administrative fee” paid by the carrier to upilines . In 2025 no commissions above the max of $635 can be paid out period . So no overides and no marketing money can be paid . This is considered steering ( the big carriers using huge money to “bribe “ agents and fmos to sell their product “ ) . I find it hard to believe all these Medicare fmo’s just die instantly . What’s ti prevent carriers from chopping agent comp 30-40% and giving that to the uplines ? Little agent gets screwed again