Low Face Term

[Insuranceman]

I'm looking for a company that carries low face term $ 5,000-$ 25,000 or UVL for senior market 65-80 yr.

 

[gzpxyj]

I'm looking for a company that carries low face term $ 5,000-$ 25,000 or UVL for senior market 65-80 yr.

I would suggest that you use the whole life policy for small amount, as FE policy. For Term, the minimum would be 25000. I don't think it is a good idea to sell VUL for those small amount. Whole life or UL will be good for the senior market.

 

[Winter_123]

I'm looking for a company that carries low face term $ 5,000-$ 25,000 or UVL for senior market 65-80 yr.

I think Genworth will go down to 25,000 on a UL now with guaranteed premium if you wanted to get a real policy that is fully underwritten. I think it could be a good policy for someone who does not want to just do a hit and run FE application and wants to get the better premium that goes with underwriting, assuming the applicant is in good health.

 

[gzpxyj]

I think Genworth will go down to 25,000 on a UL now with guaranteed premium if you wanted to get a real policy that is fully underwritten. I think it could be a good policy for someone who does not want to just do a hit and run FE application and wants to get the better premium that goes with underwriting, assuming the applicant is in good health.

Transamerica and Fidelity life can go down to 10,000 for UL, fully underwritten.