How the healthcare industry is reacting to a second Trump term

[somarco]

If Trump's administration decides to cut back on ACA subsidies,

That is already decided by the current administration/Congress.



As a candidate in 2020, President Biden campaigned on building upon the Affordable Care Act (ACA) by increasing the amount of financial assistance available to people buying their own health insurance coverage through the ACA Marketplaces. Temporary subsidies were originally passed as part of the American Rescue Plan Act (ARPA) in 2021, which included two years of enhanced subsidies (2021 and 2022). The Inflation Reduction Act (IRA), which passed in 2022, extended these enhanced subsidies for an additional three years, ending after 2025

Inflation Reduction Act Health Insurance Subsidies: What is Their Impact and What Would Happen if They Expire? | KFF

Enhanced premium subsidies were first made available under the American Rescue Plan Act and extended until the end of 2025 under the Inflation Reduction Act. This analysis shows the impact that enhanced subsidies have had on enrollment and premium payments, and the potential implications if the...

www.kff.org

 

[Tired1970]

If Trump's administration decides to cut back on ACA subsidies, it might mean fewer affordable options for some people, even though it could save taxpayer money.

"Wildly popular" is pretty hilarious. If you're lower income (within 20-40% of the Medicaid poverty limit), it's popular. If you're not, you're subsidizing everyone and would give anything to get out of Obamacare.

No matter what it is, something has to change. A ton of people are paying a ton of money and getting absolutely nothing out of Obamacare aside from their bank account drained.

I quoted a guy last week. $100,000 income. Plan is $1,270/month with a $8,000 deductible, and no individual line services where the deductible does not apply.

You essentially only have catastrophic insurance, in a case like this, and are only being financially drained. $15,240/year on the rare chance that something horrible might happen is insane.

And then even if something horrible does happen, you have to satisfy the entire deductible., and then pay up to the MOOP, so add another $9,400. $24,640 a year, if you get really sick, is not sustainable or insurance. It's insanity....that's what it is.

And let's also put the blame where it belongs.....the big pharmaceutical companies and the greedy hospitals. They are the ones setting prices for healthcare. It's insane. As I always say....money does not grow on trees. Somewhere, someone is paying.

Obamacare was created to bankrupt and kill the middle class, both financially and literally. And it affects who? People that own their own businesses. Democrats don't like those people because they don't need them.

The above is also a classic example of why I laugh when some entitled people bitch about Medicare Advantage. Is it for everyone? No....different folks, different strokes...Medigap is great too.

But your average Medicare Advantage plan is $0/month premium, $0 deductible, super low copays, tons of free extras like prescription coverage, dental, vision, hearing, and spending cards, and low maximum-out-of-pocket-spending limits.

I mean, I will GLADLY trade places with you any day and you can have my crappy ObamaDontCare policy.

No matter what it is, something has to change. A ton of people are paying a ton of money and getting absolutely nothing out of Obamacare aside from their bank account drained.

What you want? Free? THERE IS NO FREE! YOU PAY 25% overseas or YOU PAY VIA you report on taxes in America.

Just leave this forum. You never got it. You don't understand history of Healthcare...and you are a nother name-less person, who can do plubiming, landscaping, and even be a heart surgeon.

Today, I am sick of you all we can do ppl, but you can't count back change if a cash register goes down.

 

[Tired1970]

Getting nothing out of Obamacare. Seriously? Are REAL BROKERS GOING TO STAND UP OR NOT!? You remember the past? From the 1990s....I would have DIED for these plans. But, we have Gen Z saying they live forever, with no kids.

 

[Tired1970]

Trump will make ACA Unafforable. They will cut back. You agents will lose customers. You lose commissions. But you voted Trump.

 

[Tired1970]

F Gen Z for voting Trump. You have kids (but we raise them), think your young forever....and we Grandparent raise what you do have. You know...I'm joining the B4 movement...and sending grandkids home. And, I gng to stop paying bills. You want this world? You pay for it. You educate. You guys just slapped a massive generation. And generations we honored before us.

 

[Tahoe Ray]

Trump will make ACA Unafforable. They will cut back. You agents will lose customers. You lose commissions. But you voted Trump.

lol...I pay over 20k a year now for health insurance. If Trump lets us buy stop-gap coverage, I'll be so thrilled.

 

[Tired1970]

lol...I pay over 20k a year now for health insurance. If Trump lets us buy stop-gap coverage, I'll be so thril

 

[Tahoe Ray]

Um...ok?

 

[Tired1970]

Yeah..Go for it!

 

[Tahoe Ray]

Yeah..Go for it!

Go for what? I don't understand what you're trying to communicate.