Arthur Rudnick
Guru
- 1,652
For whatever it's worth, I wouldn't touch either of these folks for a TQ LTC policy. My guess is there isn't a carrier on the planet that would consider either.
The wife's medical code is listed as "major depression"
Zyprexa is an anti-psychotic
Lithium is for manic-depression
Prozac is for major depression
The husband is bi-polar and takes:
Resperidone which is an anti-psychotic
Effexor is for major depression
You listed Diralprocxer which is for seizures, which was not mentioned.
He's got chronic back pain (why?)
His Osteoporosis will be looked at and his T-scores will be considered.
The bursitis in his hips (if that what it is) should be cured with an anti-inflammatory. If not, there's probably more going on than simple bursitis.
His ht/wt by itself is not an auto decline but will by itself cause a rating.
As Yankee466 stated:
"My guess is that there is even more in the medical records than you know"
The wife's medical code is listed as "major depression"
Zyprexa is an anti-psychotic
Lithium is for manic-depression
Prozac is for major depression
The husband is bi-polar and takes:
Resperidone which is an anti-psychotic
Effexor is for major depression
You listed Diralprocxer which is for seizures, which was not mentioned.
He's got chronic back pain (why?)
His Osteoporosis will be looked at and his T-scores will be considered.
The bursitis in his hips (if that what it is) should be cured with an anti-inflammatory. If not, there's probably more going on than simple bursitis.
His ht/wt by itself is not an auto decline but will by itself cause a rating.
As Yankee466 stated:
"My guess is that there is even more in the medical records than you know"