LTC to an Association

[Freddie]

I work with an assocation of about 1500 people about half are seniors around the country. One carrier provides an association discount and it can apply to other family members. The discount is about 13%.

I was wondering if:
1. This can be done at a distance by phone.
2. Is a 13% discount a competitive edge.
3. What is the avg premium for say a 60 year old couple in decent health for LTC.
4. What is the avg commission structure for LTC.

Thanks.