M,72,T,Kidney Dialysis

[jdeasy]

Good idea.
Knowing them,they will find something they don't like .
Tobacco…..etc.

Where do you write the case ?

I would try Trans and once they decline I give them the number to PM.

 

[goillini52]

Old American used to take Alzheimers as standard. I never wrote them. Too MLMy for me. No idea what they're taking now. But even back then, they'd take it if the applicant could do the phone interview. Kind of a catch 22.

Times change. I can remember when diabetes wasn't even asked about on a Med Supp app. Now it usually has 4-5 diabetes related questions (thanks to the sugar industry).

 

[goillini52]

I would try Trans and once they decline I give them the number to PM.

No more MOFO?

 

[jdeasy]

No more MOFO?

No, they changed their pricing grid. PM is better in most cases.

 

[Todd King]

Times change. I can remember when diabetes wasn't even asked about on a Med Supp app. Now it usually has 4-5 diabetes related questions (thanks to the sugar industry).

I remember when Mutual was about the only one that would take "diabetus".