MA PFFS Plans for 2010 Looks Like Good News for Med Supp Agents

[Insuranceman]

I was checking out what the new MA PFFS plans look like for next year. They look like good news for the Med. Supp agents. In my area zero premium plans are going to $ 65-80 for the cheaper plans.

 

[Daytona_Guy]

Re: MA PFFS Plans for 2010 Looks Like Good News for Med Supp Agen

I was checking out what the new MA PFFS plans look like for next year. They look like good news for the Med. Supp agents. In my area zero premium plans are going to $ 65-80 for the cheaper plans.

Absolutely - I agree. The new Plan N will be a HUGE competitor!

 

[GreenSky]

Re: MA PFFS Plans for 2010 Looks Like Good News for Med Supp Agen

Absolutely - I agree. The new Plan N will be a HUGE competitor!

No, it actually won't. It's not available until June - 2 months after the deadline to change from back to Medicare (and supp) from an MAPD plan.

Just an other example of governing with one's head up one's ass.

Rick

 

[Tom Highway]

Re: MA PFFS Plans for 2010 Looks Like Good News for Med Supp Agen

No, it actually won't. It's not available until June - 2 months after the deadline to change from back to Medicare (and supp) from an MAPD plan.

Just an other example of governing with one's head up one's ass.

Rick

Are there no ways out of this for MAPD folks? How about if someone has one of those $0 premium MAPD plans and they take a supp? What would happen then? Could you use the MAPD plan for the PD part only, and then buy a supp and tell the doctor's insurance dept to run you through original medicare, then let the supp pick up?

 

[MedSuppPro]

Re: MA PFFS Plans for 2010 Looks Like Good News for Med Supp Agen

I was checking out what the new MA PFFS plans look like for next year. They look like good news for the Med. Supp agents. In my area zero premium plans are going to $ 65-80 for the cheaper plans.

If zero's go to $65 -80, we are going to have a lot of unhappy town hall people. Fasten your seat belts!

 

[LoriRutl]

Re: MA PFFS Plans for 2010 Looks Like Good News for Med Supp Agen

Are there no ways out of this for MAPD folks? How about if someone has one of those $0 premium MAPD plans and they take a supp? What would happen then? Could you use the MAPD plan for the PD part only, and then buy a supp and tell the doctor's insurance dept to run you through original medicare, then let the supp pick up?

Nope, you can't do that. Medicare already knows who has a MAPD. If the provider runs the billing through Medicare, Medicare will deny it. They are already paying the MA/PD company. No double dipping here.

 

[timsip]

Re: MA PFFS Plans for 2010 Looks Like Good News for Med Supp Agen

2010 is out, but 2011 is good!

 

[MedSuppPro]

Re: MA PFFS Plans for 2010 Looks Like Good News for Med Supp Agen

How about if someone has one of those $0 premium MAPD plans and they take a supp? What would happen then?

It would be a major marketing violation if an agent sold an MedSupp to an MA member. Can't do that.

The real question for all of us is how do you get these $65 - 80. premium plans replaced with an health underwritten MedSupp? And how do you get some 75 year old to now pay $80. vs. your offer of $180 MedSupp premium. They may just go without... and of course this adds to the UNDER-insured!
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2010 is out, but 2011 is good!

Ummmmm, what do you mean?

 

[timsip]

Re: MA PFFS Plans for 2010 Looks Like Good News for Med Supp Agen

It would be a major marketing violation if an agent sold an MedSupp to an MA member. Can't do that.

The real question for all of us is how do you get these $65 - 80. premium plans replaced with an health underwritten MedSupp? And how do you get some 75 year old to now pay $80. vs. your offer of $180 MedSupp premium. They may just go without... and of course this adds to the UNDER-insured!
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Ummmmm, what do you mean?

In 2010, you may not be able to, but in 2011 with M & N coming, the premiums will be very competitive with MA plans and an easy conversion.

 

[MedSuppPro]

Re: MA PFFS Plans for 2010 Looks Like Good News for Med Supp Agen

I agree--At this rate by 2011 M & N's will be all we will have!

Will have to make lemonade out of lemons!!!