Mass Mutual

i don't normally position WL for LTC (as i would prefer to see someone own a true LTC policy...especially if they own a life policy designed specifically for max guauranteed cash) so I can't help there either.
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Actually with MM the LTCI rider does not allow you to add the LISR option.
So if you have a case that a non-overfunded WL makes sense then its not a bad choice. It has an inflation option and the dividends really help boost the benefit pool.
 
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