Med Supp Carriers?

[sman]

It looks as if United World is pricing themselves out of the Georgia market. Based on some comparisons, it looks like Admiral, Lincoln Heritage and RNA are more competitive. Any of you use these carriers? If so, any thoughts? Pros and cons?

Who is your FMO for these carriers and what is your commission?

Thanks for the input.

 

[GreenSky]

You can get great service and commissions thru Craig Ritter at www.ritterim.com. They have all 3 carriers.

Rick

 

[Russ]

You can get great service and commissions thru Craig Ritter at www.ritterim.com. They have all 3 carriers.

Rick

I write for Sterling Investors here in Florida through Ritter.

 

[GreenSky]

Be careful using Admiral. I believe they are unrated and most likely not covered under your e&o.

Rick

 

[Russ]

Be careful using Admiral. I believe they are unrated and most likely not covered under your e&o.

Rick

Looks like you're correct....Best's Rating Center - Company Information for Admiral Life Insurance Co of America

 

[GreenSky]

Looks like you're correct....

Does that surprise you?

Rick

 

[Russ]

Does that surprise you?

Rick

No. I've heard of them, but I've never written for them.

Does that surprise you?

 

[sman]

You can get great service and commissions thru Craig Ritter at www.ritterim.com. They have all 3 carriers.

Rick

Rick,

Your experience with ritter is different from mine. I contacted them to get contracting info. Had to call and make a 2nd request since they never sent the first request. When I finally received the paperwork for the carriers, a couple had commissions 2 points lower than another FMO. Two points doesn't sound like much, but when it comes to Med Supps, it's a big difference. Glad to hear they worked out for you.

 

[Jeff]

Rick,

Your experience with ritter is different from mine. I contacted them to get contracting info. Had to call and make a 2nd request since they never sent the first request. When I finally received the paperwork for the carriers, a couple had commissions 2 points lower than another FMO. Two points doesn't sound like much, but when it comes to Med Supps, it's a big difference. Glad to hear they worked out for you.

I submitted a request for info to Ritter a few weeks ago and have not heard from them. Not a good first impression.

 

[moonlightandmargaritas]

Your experience with ritter is different from mine. I contacted them to get contracting info. Had to call and make a 2nd request since they never sent the first request.

I submitted a request for info to Ritter a few weeks ago and have not heard from them.

Several weeks back, I sent Craig Ritter an email. Never heard anything back.

They must have all the agent relationships they want...