Med Supp/Trial Right fishing for a lower Med Supp premium hypothetical

[wehotex]

Unhealty diabetic is on an expensive Aetna Med Supp F. He has never been on a Med Advantage and wants to stay on MA for 1 month and then get back on a cheaper Med Supp using Trial Right.
Could he pick ANY MS carrier F in his market to join?
Would it be limited to returning back to Aetna F at the same ridiculous premium? Or could he even get Aetna F at the current newcomer rate (doubt it)?

 

[Chazm]

He’s going back to his original plan and company. Unless it’s not available anymore.

 

[wehotex]

He’s going back to his original plan and company. Unless it’s not available anymore.

If it is an old defunct “Accendo” policy, would he still have to return to a comparable Aetna policy that is offered now?
I used Accendo, but it could be any closed business line.
Is that what you mean by plan?

 

[sshafran]

I had this happen w/ a no longer offered Aetna entity. I put the client with a different "conglomerate" (BCBS I think) and simply indicated "Continental Life no longer available for enrollment"

I think the new carrier has a right to ask for some level of proof that the old won't take them back....

 

[billyb]

What state? My Aetna Plan F clients are paying competitive rates in FL.

 

[Special Agent]

Unhealty diabetic is on an expensive Aetna Med Supp F. He has never been on a Med Advantage and wants to stay on MA for 1 month and then get back on a cheaper Med Supp using Trial Right.
Could he pick ANY MS carrier F in his market to join?
Would it be limited to returning back to Aetna F at the same ridiculous premium? Or could he even get Aetna F at the current newcomer rate (doubt it)?

Unlike most carriers UHC use to take those as GI in Florida and i assume other states .haven't dad to do one in a while so not sure they still do,

 

[Professor723]

UHC still accepts, just need evidence of dropping supp and welcome letter from MAPD. Commission is awful and these are a lot more work on agent