Medicare Advantage Sales

[midwestbroker]

Captive VS. Indy also depends on the market. Humana in HMO / Local PPO markets only lets its captive sales force sell them. Independents can only offer the PFFS plans. They have some type of delegated program for independent agents to sell HMO/PPO but they have not make a big mark with that, plus it is a good ol boy club.

I have been captive with Humana for about 2 years. Great way to get into the market, but I do not know about banking your career on it (as I am not).