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I feel sure this question has been addressed but a search proved fruitless. I think I know the answer but thought I'd ax the forum anyhow.
One of my <65 and extremely disabled clients left his old UnitedHealthcare Med supp plan about 18 months ago and enrolled in a MAPD. Now due to several hospitalizations he has decided the $270/mo AARP Plan N is preferable to serving out his last two months in his MA plan before he turns 65 in November. (Of course, things will get much better for him on Nov 1 due to his T65 OEP.) His case will be GI with UHC because he left his old supp to enroll in the MAPD less than two years ago (at least that's the rule here in TN).
So here's my question: Would his use of Part B services during the first part of this year, whilst covered by his Humana MAPD, wipe out his Part B deductible for '16, or would he still have to pay it? I think he is still liable for it but a close friend who's sold Medicare stuff for years thinks not.
Two calls to 1-800-MEDICAR yielded two different answers. Who's surprised by that?
What say y'all??
One of my <65 and extremely disabled clients left his old UnitedHealthcare Med supp plan about 18 months ago and enrolled in a MAPD. Now due to several hospitalizations he has decided the $270/mo AARP Plan N is preferable to serving out his last two months in his MA plan before he turns 65 in November. (Of course, things will get much better for him on Nov 1 due to his T65 OEP.) His case will be GI with UHC because he left his old supp to enroll in the MAPD less than two years ago (at least that's the rule here in TN).
So here's my question: Would his use of Part B services during the first part of this year, whilst covered by his Humana MAPD, wipe out his Part B deductible for '16, or would he still have to pay it? I think he is still liable for it but a close friend who's sold Medicare stuff for years thinks not.
Two calls to 1-800-MEDICAR yielded two different answers. Who's surprised by that?
What say y'all??