Medicare Supplement policy persistency

I have about 15 left on Med Sups now. Of course I have the Cost Plan here so there is very little reason to have a Med Sup if you have a decently priced Cost Plan in your area. I'm betting the Med Sup agents around here that don't offer MA or Cost Plans have lost a ton of Med Sup clients. I know I have taken a bunch just myself and there are many agents selling it. I haven't asked a health question or listed a prescription in 4 years other then ESRD and haven't missed it at all. Makes applications so much easier.
 
I have about 15 left on Med Sups now. Of course I have the Cost Plan here so there is very little reason to have a Med Sup if you have a decently priced Cost Plan in your area. I'm betting the Med Sup agents around here that don't offer MA or Cost Plans have lost a ton of Med Sup clients. I know I have taken a bunch just myself and there are many agents selling it. I haven't asked a health question or listed a prescription in 4 years other then ESRD and haven't missed it at all. Makes applications so much easier.

Translate Cost Plan?
 
Don, you are such a know it all, mansplaing ******.

I just looked. I'm up 84 Medigap policies since 1/2/22. I've lost 3 O65's total in 2022 due to death and they were all on MAPD. 2 resulted in a significant chargeback. Got to love those chargebacks.

Stop assuming you know what my or anyone else's book looks like. You have no idea. Stop thinking if you don't sell MAPD as your primary goal, you will suffer. What a bunch of horse manure. You are over there half ass compliant and bitching about the new CMS rules. While I'm sitting here, with the new marketing rules already implemented, doing ZERO marketing, while people feed me new clients. I'm at 132 new clients total since 1/2. So I am 32 past my goal for 2022 and its still September. WHO CARES???

You do your business

I will do my business

But stop being such a know it all ******. There's more than one way to win this game.

You need to go back and re read my note . I said MOST . Of course it doesn't apply to you or somarco or anyone Else on these boards . It's the other 98% of agents . I'm quoting facts of the overall mkt . You work in the high income mkt . Most agents aren't that lucky . The mapd freight train requires most agents sell both to thrive .
 
Crap.

I was supposed to pay attention and learn something during AHIP?

There has been maybe 1 question about the 1876 Cost Plans on AHIP. Suppose because they are so rare. They have really taken market share in the upper Midwest. They are considered Part C but are not MA plans. Still use their Medicare card along with the Cost Plan. Cost Plan is primary on Part B and Medicare primary on Part A. I wonder when they give the % of Original Medicare and MA plans which one they lump the Cost Plans into.
 
Don, you are such a know it all, mansplaing ******.

I just looked. I'm up 84 Medigap policies since 1/2/22. I've lost 3 O65's total in 2022 due to death and they were all on MAPD. 2 resulted in a significant chargeback. Got to love those chargebacks.

Stop assuming you know what my or anyone else's book looks like. You have no idea. Stop thinking if you don't sell MAPD as your primary goal, you will suffer. What a bunch of horse manure. You are over there half ass compliant and bitching about the new CMS rules. While I'm sitting here, with the new marketing rules already implemented, doing ZERO marketing, while people feed me new clients. I'm at 132 new clients total since 1/2. So I am 32 past my goal for 2022 and its still September. WHO CARES???

You do your business

I will do my business

But stop being such a know it all ******. There's more than one way to win this game.
3 to death the whole year? I've lost that many in 2 weeks and 20-30 for the year.
 
There has been maybe 1 question about the 1876 Cost Plans on AHIP. Suppose because they are so rare. They have really taken market share in the upper Midwest. They are considered Part C but are not MA plans. Still use their Medicare card along with the Cost Plan. Cost Plan is primary on Part B and Medicare primary on Part A. I wonder when they give the % of Original Medicare and MA plans which one they lump the Cost Plans into.
Are the commissions like Med Supp, or MA?
 
Back
Top