Mental Incapacitation Placement Help

[AOKING]

Two prospects ages 44 and 23. Neither one would be able to pass phone interview. Looking for about 5k in coverage but more importantly......looking for graded or immediate coverage.

Thanks,

AO

 

[inreverse]

I am assuming they have guardians, there are a few like GPM that will do a graded product with a guardian,

 

[Jerard]

Settlers Bronze - 2Y ROP for the 44 year old would work.

UHL's Deluxe for either one looks good, too. And that's immediate benefit.