Midland Life

Feb 17, 2016

  1. agentinsouth
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    agentinsouth Guru

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    Thumbs up or down on Midland Life?
     
  2. DHK
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    DHK "YOU CAN'T HANDLE THE TRUTH!"

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    Thumbs up, generally speaking.

    They don't have a disability waiver of premium or stipulated waiver of premium in California. I think they tend to "over-engineer" their product, but that's not that big of a deal. A very good company.

    You can contact and contract with them directly.
     
    DHK, Feb 17, 2016
    #2
  3. agentinsouth
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    agentinsouth Guru

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    I got off the phone and liked them so I thought I would ask here.... Thanks!
     
  4. pfg1
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    pfg1 Guru

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    Sister company to NA
     
    pfg1, Feb 17, 2016
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  5. BeeSelective
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    BeeSelective Guru

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    You mean midland national?
    There used to be a midland life but I think it went by the wayside.
     
  6. gambrinus
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    gambrinus Guru

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    Midland National...??

    Midland National is one of our big guns.. easy to work with, good pricing.
     
  7. go4life
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    go4life Expert

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    Midland National Life and North American Company are sister companies, but I refer to work with North American Company. Just my opinion

    TPham
     
    go4life, Mar 6, 2016
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  8. pdoyle
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    pdoyle Super Genius

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    Very competitive products and support. The only big downside is if the case gets rated or declined you don't have access to the labs and/or records to try and go elsewhere. Often there is very limited disclosure on why the case is rated or declined.
     
    pdoyle, Mar 8, 2016
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  9. scagnt83
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    scagnt83 Worldwide Expert of Everything

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    No access to labs? If you are calling it in yourself to the lab company I dont see how NA has any standing to keep it from you. The lab company owns the results and can resell them to whichever carrier requests them and pays the fee. And they certainly cant keep them from the client if they call requesting access to them. Denying lab result access to the client would be a HIPAA violation.
     
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