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Well I've been talking about this and getting blasted for years regarding this exact subject. An agent who only holds an insurance license is not properly trained to advise their client to move a dollar from their investments to an annuity.
Have we seen a real test of this yet? Every one you have posted so far, there was more to the story. Forget the annuities, this guy was managing brokerage accounts for which he lacked the right license. Then you can add in the annuities, and what sounds like using annuities with too long of a time-frame for the policyholder.
Source of funds is much ado about nothing. In every single case that I've seen, there was more to the story. The annuity was unsuitable from the get-go, no matter where the money came from. The client wasn't left with enough liquidity, was tied up for too long, or the agent represented himself as something he wasn't. While it appears our states feel otherwise, there should be nothing wrong with an insurance agent opening an annuity for a client that is moving the money from securities. As long as the insurance agent made sure the product is suitable for the client's liquidity, time-frame and risk tolerance, where the money comes from should be irrelevant.