National Annuity Data

[Liam Graham]

Hi guys,

I'm not an insurance agent/broker but am interested in the work you all do with annuities and am wondering if any of you can help me understand the following data that I haven't been able to find elsewhere:

• What is the average premium amount for all annuities (fixed and variable)? Is $100-125K a reasonable guess?
• What is the average agent commission for all annuities? Is 6% a reasonable guess?
• What % of premium to top-level IMOs get as an override on average for all annuity sales? Is 2% a reasonable guess?
• What % of all annuity sales go through IMOs? Is 25% a reasonable guess?

Thanks,
Liam