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Nope...they're not captive.
National Foundation Life
- Thread starter headcoach
- Start date
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I'd be happy to Salpro.....but be much easier to go over everything on the phone. Anyone is welcome to call me today while i'm in the office.
888-756-1748
888-756-1748
- Thread starter
- #15
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Yes....full major medical. Here are the brochures for both of their HSA plans. If anyone wants more info please send me an email....
[email protected]
[email protected]
- 14,809
In general not bad coverage. A few issues with MedEquity:
1) 60 days inpatient cap
2) $2,000 inpatient therapy cap including chemo and radiation
3) 1 year wait on all wellness including child wellness
1) 60 days inpatient cap
2) $2,000 inpatient therapy cap including chemo and radiation
3) 1 year wait on all wellness including child wellness
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John,
Look at that more carefully. The 2,000 cap is just for Inpatient physical therapy--not for chemotherapy and radiation.
On the 60 day max...i'm going to get them to clarify that; i'll admit the wording is a little confusing. On assurant you have 90 days, so may be a little difference on that.
Thanks for the critique. I appreciate you taking time to look it over. If anyone should know the ins and outs of a plan it would be you.
Look at that more carefully. The 2,000 cap is just for Inpatient physical therapy--not for chemotherapy and radiation.
On the 60 day max...i'm going to get them to clarify that; i'll admit the wording is a little confusing. On assurant you have 90 days, so may be a little difference on that.
Thanks for the critique. I appreciate you taking time to look it over. If anyone should know the ins and outs of a plan it would be you.
- 14,809
My bad - no limitation on the number of days inpatient - just 60 doctor visits. I'd want clarification. And you're right - radiation and chemo not subject to the $2,000 therapy cap. That's garbage for inpatient therapy. A good accident will really hurt.
Good coverage. Golden Rule and Assurant's HSAs beat it regarding benefits, but it's a good "also ran" carrier. I'd have a lot of trouble with the one year waiting period on wellness.
Good coverage. Golden Rule and Assurant's HSAs beat it regarding benefits, but it's a good "also ran" carrier. I'd have a lot of trouble with the one year waiting period on wellness.
- 2,090
I am going to call or e-mail you, aufan. This is an older thread but I'm revamping it. If you are still selling this stuff. I have been speaking with an agency here and they seem to be captive if I use their leads, of course. { heard that one before- but I can't blame them }
