National General Premier announces a HO moratorium today in NY

[NY independent]

Really no surprise there given that they are owned by Allstate. NatGen Premier is a high value HO market (coverage "A" starts at $800K). Strangely, the moratorium is on monoline HO business only. Package auto/ho is still open (for now)...but ruthlessly underwritten.

 

[marindependent]

but ruthlessly underwritten.

LOL

You replaced the plumbing in 1972 - Need to see the permit.

16 Year old Golden Retriever, please send along his good canine course papers.

Member of AARP? The certification must be notarized.

Oh, its a Frame Construction? We cant write that.

 

[Al3x Lee]

LOL

You replaced the plumbing in 1972 - Need to see the permit.

16 Year old Golden Retriever, please send along his good canine course papers.

Member of AARP? The certification must be notarized.

Oh, its a Frame Construction? We cant write that.

How many rubber duckies are currently in your bathtub, and do they have lifeguard certification?

Have you conducted a seismic test to ensure your house can handle guests?

Do your houseplants have signed contracts with hold harmless agreements and COIs?

Do you own a state-of-the-art, AI-powered toaster that requires its own insurance policy?

Have you installed a personalized weather station to fact-check your local meteorologist's accuracy?

Do you plan to have a therapy dog on retainer to help your house deal with potential stress? - If so, is the dog fireproof?

How many secret passages and trapdoors does your home have? Are the exits clearly marked and well-lit?