- 558
This could be a post for Health Insurance Exchange as well, but I thought I'd start here.
I have a prospect who is currently on a marketplace plan, turning 65 in the next couple of months. Because she is Native American, she gets additional cost sharing adjustments on the exchange. She currently pays about $225 per month for her plan- not eligible for Medicaid.
The first question I was asked is if she can keep this plan along with Medicare?
I'm guessing that she could, but the subsidy will be taken away. Am I right? Why would she want a $1000+ med sup?
I know very little about any special rules that Native Americans might have in regards to Medicare. A cursory Google turned up not much, other than statistics.
At first glance, it looks like Medicare+supp+PDP is her best bet, and comparable in price to her current plan. There are no MAPD's in her zip code, since she lives in the middle of nowhere.
Do any of you have any experience in this world? Anything I should look for?
I have a prospect who is currently on a marketplace plan, turning 65 in the next couple of months. Because she is Native American, she gets additional cost sharing adjustments on the exchange. She currently pays about $225 per month for her plan- not eligible for Medicaid.
The first question I was asked is if she can keep this plan along with Medicare?
I'm guessing that she could, but the subsidy will be taken away. Am I right? Why would she want a $1000+ med sup?
I know very little about any special rules that Native Americans might have in regards to Medicare. A cursory Google turned up not much, other than statistics.
At first glance, it looks like Medicare+supp+PDP is her best bet, and comparable in price to her current plan. There are no MAPD's in her zip code, since she lives in the middle of nowhere.
Do any of you have any experience in this world? Anything I should look for?