Need a Contract for GI FE Insurance in Ohio

Kgrambo

Expert
39
Have not been able to get a hold of anyone who has a guaranteed issue product for under 40. I heard Lincoln Heritage does, but they have not returned my inquiries through their web site. Does anyone have a good contract through them or someone similar. True Gi, no health questions for under 40 years old in Ohio. Waiting period is not a problem, the client understands what they will get.
Please send me an email through this site or reply to this post with contact info. Thanks!

Kirk
 
Have not been able to get a hold of anyone who has a guaranteed issue product for under 40. I heard Lincoln Heritage does, but they have not returned my inquiries through their web site. Does anyone have a good contract through them or someone similar. True Gi, no health questions for under 40 years old in Ohio. Waiting period is not a problem, the client understands what they will get.
Please send me an email through this site or reply to this post with contact info. Thanks!

Kirk

Kirk you just don't get very much free information on this forum for agents. I would like to know that to without someone trying to contract me.
 
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Have not been able to get a hold of anyone who has a guaranteed issue product for under 40. I heard Lincoln Heritage does, but they have not returned my inquiries through their web site. Does anyone have a good contract through them or someone similar. True Gi, no health questions for under 40 years old in Ohio. Waiting period is not a problem, the client understands what they will get.
Please send me an email through this site or reply to this post with contact info. Thanks!

Kirk



I doubt you will find a true GI for under age 40. Ohio is not that far from Ky and I haven't been able to find one here. Hell, even Presidential for over 40 is not true GI.

LH for under 40 is your best bet. They are not true GI since there are a couple of situations they won't accept, but, it's close. Under 40 it's a 3 year waiting period instead of two. It is paid up up in 15 years which makes it nice, but, it also makes it pricey.

I don't believe you can contract with LH direct, so, you will have to find a regional manager or contact someone here on the forum. There are sharks here, but, there are also some pretty good ones here, too.
 
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