GI for exiting MAPDs

BCBS of AZ pays full commish on GI med supp. Just wrote 3.

You may have found the 4th person in AZ that wants off MAPD
Damn, I have always avoided BCBS because of their antiquated ways.

4th and 5th; husband and wife.
 
All these sick people with termed mapd’s rushing to med sups will hit rates in addition to the 10-20% increases happening . I advised 2 people on kidney dialysis and 2 with cancer on terming policys to get sups .All agents in the same boat . Med sup clients getting hit with 10-20% increases are shopping around . The days for any agent whether mapd or sup sitting around doing passively collecting renewals are over . You shop some of your clients or they’ll be looking around
 
I’ve done about 15 supps this AEP but only one was GI from a termed plan. Rest were OE or UW
That’s you. You’re on the fb groups . Medicare supp discussions up 1000% this aep . Before this aep supp notes were 1 out of maybe 50. Now it’s a good 10-15 out of 50. All this dislocation in the mapd space made a lot of people reevaluate mapd. Your in the cushy mapd state of Fla.many many states like Ny,No,Ga ,Tx were hit super hard with mass exits and big reduction in plans
 
That’s you. You’re on the fb groups . Medicare supp discussions up 1000% this aep . Before this aep supp notes were 1 out of maybe 50. Now it’s a good 10-15 out of 50. All this dislocation in the mapd space made a lot of people reevaluate mapd. Your in the cushy mapd state of Fla.many many states like Ny,No,Ga ,Tx were hit super hard with mass exits and big reduction in plans


NY never had a good MA selection, the thing there is med supp is so much more expensive

But UHC is still strong there, Cigna was positioned to do well but they cut off commission

Humana took a dive but I am only seeing MA people going from one MA to another

GA and TX is still stable as far as MA to Medsupp % the plans really did not change enough to make people change to a different plan type

Aetna and devoted plans if they had higher tier drugs changed to a another MA
UHC is doing really well

Only had one client move from MA to Meds up in TN out of all the states I work in

NY is different they have no underwriting so I will have a few that get a diagnosis and change. but that is not different then other years
 
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