Need Final Expense Quote in Georgia

[sman]

O.K. all you final expense experts, I need some help. I just don't write small face amounts of insurance so I'm not contracted with any carriers that cater to this market. I have a 62 year old female that wants $10k-$15k of life insurance and she's a smoker. Can anyone help me out with a quote and carrier?

 

[theinsuranceman]

Call Mike Harper 229-226-3111. Tell him Greg sent you.

 

[ALG]

Can give Quote with Royal Neighbors $47.81/10,000

 

[360]

Royal Neighbors
10k - 34.46/mo Level Pay
10k - 39.70/mo 20 Pay
15k - 49.52/mo Level Pay
15k - 57.37/mo 20 Pay

 

[sman]

Thanks Brad. Just to confirm, those are smoker rates? How's the underwriting with RNA? I've done Med Supp business with them, but not any life.

Royal Neighbors
10k - 34.46/mo Level Pay
10k - 39.70/mo 20 Pay
15k - 49.52/mo Level Pay
15k - 57.37/mo 20 Pay

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Thanks for the quote. Yours is different than Brad's. Seems like Brad's may be non-smoker rates based on what I've seen elsewhere.

Can give Quote with Royal Neighbors $47.81/10,000

 

[360]

Thanks Brad. Just to confirm, those are smoker rates? How's the underwriting with RNA? I've done Med Supp business with them, but not any life.

Correct on smoker. This actually on their fully underwritten product but there is no exam at that face and age. I've found the underwriting to be more than fair.