- 2,455
This prospect will take 25k either WL or term (10 year) if price is right.
Now I know some smarty pants is going to ask why 25k for ten year term so here's why. She's on her husbands policy at work for 25k 10 year term. I intend to replace his overpriced insurance. However she may lose her coverage (probably will if I do) if I do that but I have to check and see. If that happens then the whole deal is shot.
So while I prefer whole life, it may be too much money since she is paying $29 per month for her 25k 10 year term at his work. Also that term goes in bands do for all I know it could be $39 next year.
So I need to see FIRST if anyone would even take her for immediate coverage NO GRADED.
FEMALE
56 Y.O.
Non-smoker
5' 10 " tall
220 lbs.
Diabetes
Goiter (small)
Cholesterol a tad high (she just went on med for that)
Situational Anxiety
Takes these meds: Janumet (for sugar), Propranol (supposed to keep her heart from racing for anxiety), Diovan (blood pressure), Synthroid (for Thyroid), Simvastin (for cholesterol), Welbutrin (for anxiety/mood I suppose)
If your reading comprehension is good and you read slow enough you will see that I have given enough details here. I give the same details I would give to my fully underwritten term people I deal with for quotes and prelims. Copied and pasted word for word.
Now I know some smarty pants is going to ask why 25k for ten year term so here's why. She's on her husbands policy at work for 25k 10 year term. I intend to replace his overpriced insurance. However she may lose her coverage (probably will if I do) if I do that but I have to check and see. If that happens then the whole deal is shot.
So while I prefer whole life, it may be too much money since she is paying $29 per month for her 25k 10 year term at his work. Also that term goes in bands do for all I know it could be $39 next year.
So I need to see FIRST if anyone would even take her for immediate coverage NO GRADED.
FEMALE
56 Y.O.
Non-smoker
5' 10 " tall
220 lbs.
Diabetes
Goiter (small)
Cholesterol a tad high (she just went on med for that)
Situational Anxiety
Takes these meds: Janumet (for sugar), Propranol (supposed to keep her heart from racing for anxiety), Diovan (blood pressure), Synthroid (for Thyroid), Simvastin (for cholesterol), Welbutrin (for anxiety/mood I suppose)
If your reading comprehension is good and you read slow enough you will see that I have given enough details here. I give the same details I would give to my fully underwritten term people I deal with for quotes and prelims. Copied and pasted word for word.
