Need Help Placing a Prospect For 25k

[BenS]

Haven't dealt with Oxford enough to know for sure if they would take her, but it looks like she passes the app (as long as she's not bi-polar) and they would be $62.76. Either way you would get an answer during the interview.

If that is a no go, you could always just put her with Monumental to avoid a second POS interview. They would take her for sure at $70/month.

 

[0b1kanobee]

Is she taking shots for the diabetes?

No shots. She only takes pills.
- - - - - - - - - - - - - - - - - -

Either RNA or Foresters. Foresters would also have a 15 year term for her. $31/mo for $25000 face. They don't do a 10 year for that age.

$31.00 per month is the price range I need to be in. Going much more than that and it won't be worth her to switch in her opinion even though their rates will rise ect. with their age band Gaurdian policies. I'll have to pull out a Foresters app and agent guide and look it over. Make sure I haven't missed anything.

I've got to provide a better product at a better price. Doing this will free up money for their health insurance.

Thanks for all the replies. I appreciate it.

 

[jdeasy]

No shots. She only takes pills.
- - - - - - - - - - - - - - - - - -


$31.00 per month is the price range I need to be in. Going much more than that and it won't be worth her to switch in her opinion even though their rates will rise ect. with their age band Gaurdian policies.

I've got to provide a better product at a better price. Doing this will free up money for their health insurance.

Thanks for all the replies. I appreciate it.

I figured her age at 59. For age 56 the Foresters 15 year term is less than $25/mo.

 

[exLeadJunkie]

United Home Life has simplified term policies also. You'll need to the homework on qualifying her though but good luck.

 

[jdeasy]

United Home Life has simplified term policies also. You'll need to the homework on qualifying her though but good luck.

He said he wants to put her in a better place. That ain't happening with UHL.

 

[TDFnCali]

He said he wants to put her in a better place. That ain't happening with UHL.

Haha.....and thats how u know JD is back! Congrats on KU man....now get to work, Im watching u!!

TDF

Sent via my Sprint Phone using Insurance Forums App

 

[rousemark]

UHL 20yr level term $27.90. I think she would qualify and that would double her term period.

 

[BenS]

Haha.....and thats how u know JD is back! Congrats on KU man....now get to work, Im watching u!!

TDF

Sent via my Sprint Phone using Insurance Forums App

Come on TDF, it's UK, not KU... That's an insult!

 

[TDFnCali]

Come on TDF, it's UK, not KU... That's an insult!

Oh that's right, UK....my bad!

TDF

Sent via my Sprint Phone using Insurance Forums App