Need SIWL Immediate Benefit For A Male 76 Stroke 18 Mos Ago.

[jtow]

He is a tobacco user, not smoker, but chews tobacco. Stroke 18 mos. ago. All the carriers I have want 24 mos. past stroke, otherwise graded.

 

[kroWdraH]

I know Monumental only looks back a year for stroke. Would be Smoker rates though.

 

[TwiLight]

I Agree.

Monumental (Standard Rates) as a Smoker would be available.

 

[jtow]

Graded is all I've found for him so far.

 

[liquidglass]

Pioneer Am. will do immediate if it was 18 months ago and provided he doesn't have the dreaded 'diabetus'