New Agent Advice

[Black Hills Agent]

Hello, I'm A new agent looking for advice from seasoned agents. I am swimming in the different options out there as far as IMO,FMO,NMO's, I seem to see vast numbers of them with many negative reviews from former agents. My license is Life/Health and I had intended to add Medicare to it. I am seeking genuine guidance regarding good FMO's as well as what type of insurance to specialize in for mostly remote sales. Thanks.

 

[Todd King]

Please check out our site and see if we're what you are looking for. I think so.

https://www.trkingim.com/

 

[Markthebroker]

Hello, I'm A new agent looking for advice from seasoned agents. I am swimming in the different options out there as far as IMO,FMO,NMO's,

 

[goillini52]

Is that the Tranny swimmer?

 

[goillini52]

You changed the pic.

 

[Markthebroker]

You changed the pic.

Yes, because the last one wasn't loading properly. I'm surprised you were able to view it.

 

[Newby]

Hello, I'm A new agent looking for advice from seasoned agents. I am swimming in the different options out there as far as IMO,FMO,NMO's, I seem to see vast numbers of them with many negative reviews from former agents. My license is Life/Health and I had intended to add Medicare to it. I am seeking genuine guidance regarding good FMO's as well as what type of insurance to specialize in for mostly remote sales. Thanks.

All the normal stuff to avoid that they try to screw new agents with:

1. Don’t get sucked in by a pyramid style recruiter
2. Never assign commissions- always be paid directly from the insurance carriers to you.
3. Sit in on a training call BEFORE you sign up. Does the call make you feel good about the training or raise concerns? Trust your instincts.
4. Get the exact commission levels IN PRINT (never verbally) from all the carriers you are to be selling. Get them from at lest three IMOs. If your starting commission on the main Final Expense carriers is less than 120% then you are probably talking to a pyramid style recruiter.
Make sure the Upline you are choosing has a lead territory open for you for new direct mail leads (if you are selling face to face). Everyone has access to B-leads, aged leads, internet leads, Facebook leads, etc. but new direct mail at a set price is the staple of what the high producers use every week to hit the big numbers.
Read through this entire thread that has saved thousands of new agents from making expensive mistakes when starting out. [EXTERNAL LINK] - Getting Started with FE Sales

 

[goillini52]

Yes, because the last one wasn't loading properly. I'm surprised you were able to view it.

I had to click on quote to see it.

 

[DHK]

Choosing an IMO, FMO, BGA, etc., doesn't matter until you know exactly what you want to do, who you want to serve, and how.

 

[Black Hills Agent]

This is brilliant. Thank you for this visual aid. Very Instructive.