New Final Expense Program W/ Competitive Comp and Lead System

[IndyAgentIDTMY]

Greetings everyone,

A partner and I have had some success with Final Expense, so we have developed a sales and lead system for agents who are trying to break into this market. I thought I would beta-test this program and get some feedback from some fellow agents.

In a nutshell, we will offer two options. Option A will include a 105% contract with a lead system. Option B is for a 115% contract and access to discounted lead sources that you can purchase on your own.

Either way, all the companies we represent are A rated Carriers with competitive rates, SI or fully underwritten products and many can be sold in person or over the phone. Also, we will provide product training, underwriting assistance, ongoing support and proprietary marketing materials to get our agents up and running.


I know this all sounds a bit vague, but what I really want to know is what would be most important to you as an agent to consider getting into this market?

I would love to get your thoughts on this, so feel free to post or message me.

 

[SecureHealth1]

I would like to hear more, I am licensed in 13 states and would be very interested in selling FE by phone but im finding most agents are still running appointments face to face. Is there no one selling by phone doing large premuim? Is it not common?

 

[IndyAgentIDTMY]

I would like to hear more, I am licensed in 13 states and would be very interested in selling FE by phone but im finding most agents are still running appointments face to face. Is there no one selling by phone doing large premuim? Is it not common?

We had a group of agents selling FE by phone, but they recently got out of it because the persistency was horrible. They had the majority of policies lapsing at around 90 days and had to hire a girl full-time just to try and chase down the no-pays and keep them on the books.

The agents we have who are still out running FE appointments are not only writing higher premiums (average 700 AV compared to 500 AV by phone) but keeping more business on the books.

 

[Kgrambo]

I am interested in hearing more about your system. Either option. Send me a PM as I am new here and cannot send you one yet, nor do I wish to give out my email address to spammers lol!

 

[Harber]

I would also like to know more about this system, please send a reply

 

[steveadlman]

Greetings everyone,

A partner and I have had some success with Final Expense, so we have developed a sales and lead system for agents who are trying to break into this market. I thought I would beta-test this program and get some feedback from some fellow agents.

In a nutshell, we will offer two options. Option A will include a 105% contract with a lead system. Option B is for a 115% contract and access to discounted lead sources that you can purchase on your own.

Either way, all the companies we represent are A rated Carriers with competitive rates, SI or fully underwritten products and many can be sold in person or over the phone. Also, we will provide product training, underwriting assistance, ongoing support and proprietary marketing materials to get our agents up and running.


I know this all sounds a bit vague, but what I really want to know is what would be most important to you as an agent to consider getting into this market?

I would love to get your thoughts on this, so feel free to post or message me.

I would be interested in finding our more information.

 

[Justin Bilyj]

Im interested in over the phone sales for medicare supplements and FE.

 

[mawk01]

Same here....more info would be appreciated.....if you can advise how to reach out to you would be great.

 

[BlueChairMan]

i am interested in learning more about your FE program. please contact me at [email protected]

 

[calagent]

I am also interested in your FE program. Please PM me as I am new to this forum.